When you hop in an Uber or Lyft with a couple of friends, you don’t expect to get into a car collision. However, plenty of these accidents occur every day. As Uber and Lyft ridesharing companies are a relatively recent phenomenon, people might not know how to handle injuries and damages if an auto accident occurs.
As a passenger, you have a particular amount of coverage for any damage to yourself or your property during the course of an Uber or Lyft trip. Both companies have a $1 million per accident limit, which means any medical bills, lost wages, and property damage are all covered by that policy if you are injured from the time you’re picked up to the time you’re dropped off.
While this might seem like a great policy, Uber’s insurance company doesn’t make money by paying for people’s injuries. You may have to fight for compensation, even as a passenger if you can’t prove you’ve been injured. This may require visiting the doctor on your own dime until the company offers you compensation. Uber or Lyft may refuse coverage if the driver’s behavior is what caused the accident. Uber has claimed that they are not responsible for driver behavior. Therefore, if the driver was distracted, reckless, or drunk, these companies might refuse to cover the damage caused by that driver’s erratic behavior. If this happens to you, you might have to rely on suing the driver. However, compensation could be limited, particularly if the driver doesn’t have commercial vehicle insurance.
If you’re having difficulty with a reluctant insurance company, make sure you have an experienced Raleigh personal injury attorney on your side. Companies might be less likely to try and cheat you if they know you have representation who will fight tooth and nail for your compensation. They are also obligated to provide compensation through good faith laws. Let us help you hold these insurance companies accountable. Hyland, Padilla & Fowler, PLLC has more than 50 years of collective legal experience to offer your case. Make sure your medical bills and lost wages are covered. Contact us or fill out our online form to schedule a free case consultation with us today. Tell our attorneys about your situation today.